The smartphone market is flooded with companies making budget smartphones with best specs available. This makes it almost impossible to choose any one of them. Here is the list of best five smartphones to buy under Rs. 20,000 so you can get back every single penny you are spending. Check out the best-recommended smartphone in conclusion.

Asus Zenfone 2 (Rs. 19,999)

Asus Zenefone 2 can give you the best movie experience with its 5.5 inches display and 72% screen to body ratio. The display is IPS LCD with Full HD resolution and Gorilla Glass 3 protection. Asus Zenfone 2 smartphone has thinnest edges to make it comfortable to hold in hands, and the rear key makes it easier to snap selfies or adjust volume quickly.


Zenfone 2 comes with a 13 MP PixelMaster camera to capture stunning high-resolution photos with no shutter lag. With Super HDR mode, you can capture super bright pictures, and super-resolution mode will help you capturing images with a resolution of up to 52 MP. The 5 MP front camera with f/2.0 aperture can shoot wider selfies, thanks to the 85-degree wide angle lens.

Zenfone 2 runs on Android 5.0 Lollipop with a customized interface called Zen UI. You can set themes, launch camera directly from the lock screen, snap view, kids mode, Trend Micro Security and much more you can get in Zen UI. The battery is 3000 mAh Li-Polymer comes with fast charging to give you 60% battery juice in just 39 minutes of charging.


  • 64-bit Intel Atom 2.3 GHz
  • 6430 PowerVR 533MHz
  • Android 5.0 Lollipop
  • 5.5 inches Full-HD display


  • Battery backup is good


  • Heating problem
  • Heavy in comparison to another smartphone with same specs

Samsung Galaxy A7 (Rs. 19,999)

Samsung Galaxy A7 is on this list only because of its premium looks and specifications. Samsung Galaxy A7 comes with 5.5 inches Full HD sAMOLED display to get the clear view of content even if you are out in sunlight. Galaxy A7 comes in various color options; black, pearl white and champagne gold to suit your style.

galaxy a7

You will get a 13MP primary camera for quality pictures with large resolution so you will get precise details all around the picture. A 5 MP selfie camera with CMOS sensor can click wider selfies so you can fit all your friends in a single selfie.

To handle multiple tasks and high-end games, Samsung installed an octa-core processor clocking at a frequency of 1.5 GHz. Samsung always take care of battery, the 2600 mAh battery is enough for a whole to say backup and with Ultra Power Saving mode you can get weeks of backup.


  • CPU Speed 1.5GHz Octa-Core
  • 5.5 inches Super AMOLED
  • 13.0 MP primary and 5.0 MP front facing camera
  • 2 GB RAM, 16 GB ROM
  • 2600 mAh battery


  • Premium look


  • Heats up continuous usage
  • Camera quality is not good

Sony Xperia XA Dual (Rs. 19,859)

Sony is the king in the camera market, and now Sony is competing in the smartphone market. Sony’s new Xperia XA is a premium lineup smartphone with a beautiful look and feel. The round edges make this device easy to hold in hands. The bezel-less display is stunning and gives you much bigger gaming and movie viewing experience on the same 5 inches screen.

Xperia XA

Sony added the best 13 MP camera with the fast launch camera dedicated button on the edge to start camera quicker and click pictures without struggling (on-screen shutter key). Selfie camera is 8 MP and can deliver clear and sharp selfies even in low light conditions.

If you are a Pokemon fan, then Xperia XA will give you company catching Pokemon all around the city with Pokemon Go. The Lithium-Ion 2300 mAh battery take care of all the tasks and lets you play for hours.


  • 5 inches HD display with curved glass
  • 13 MP camera with Hybrid Autofocus
  • 8 MP front camera for low-light selfies
  • 64-bit Octa-core
  • 16 GB Internal Storage and 2 GB RAM


  • Good camera quality
  • Premium look themes


  • Slow processor

Xiaomi Mi Max (Rs. 14,999)

Xiaomi, a Chinese smartphone company which was also known as Chinese Apple, released the premium flagship smartphone. Like the name, this smartphone had each and every hardware at Max capacity. First, the display is 6.44 inches OLED (first time on Xiaomi) which are quite big and massive that you cannot operate it single-handedly.

On specs mark, Mi Max sports a 1.8 GHz hexacore processor paired with 3 GB RAM to delivers a seamless multitasking experience. For the hardcore gamer, Xiaomi added Adreno 510 GPU with 600 MHz clock for lag-free gaming.

The next max thing in this smartphone is the battery, Xiaomi added a massive 4850 mAh battery for all you needs; gaming, movies, music or camera. Ok, the camera is 16 MP with dual-LED dual tone flash paired with a 5MP front-facing camera for bright and clear selfies.


  • 6.44-inch FHD OLED display
  • 4850 mAh Li-Polymer Battery
  • 3 GB RAM & 32 GB ROM
  • 16 MP Primary & 5 MP Secondary
  • 1.8 GHz Qualcomm Snapdragon 650 Hexa Core Processor
  • Dual Sim (GSM + LTE)
  • Android v6.0.1 (Marshmallow) OS


  • Smooth touch
  • Large battery


  • Poor build quality

Microsoft Lumia 640 XL Dual SIM (Rs. 17,900)

Microsoft is a big and bold smartphone with 5.7 inches bright display with sunlight readability feature for best results in sunlight. To keep this technology intact, Microsoft added a Corning Gorilla Glass 3 protection. The Qualcomm Snapdragon 400 quad-core 1.2 GHz processor and 1 GB RAM keeps all your task running smoothly.


Lumia 640 XL Dual SIM comes with Windows phone 8.1 Lumia Denim and is upgradable to Windows 10. Click beautiful pictures and selfies with a 13MP rear and 5MP front facing camera combo. The battery will let you do some serious job done with a whole day backup.


  • 5.7 inches display
  • 1.2 GHz Quad Core processor
  • 1 GB RAM
  • 8GB internal memory
  • 3000 mAh


  • Cortana


  • Limited apps
  • Lacks Full HD display
  • Only 1 GB RAM


Except Lumia 640 XL, all other smartphones on this list runs on Android OS so if you are a Windows phone fan then Lumia 640 XL is a considerably best option in this budget. Next recommendation in Android smartphones is a tie; Samsung Galaxy A7 and Sony Xperia XA and the tie breaker is the display size.